apple card reddit credit score

Ad Worried About Approval. Other 0 annual fee cash back cards such as the Capital One Quicksilver.

After Months Of Working Hard To Get My Credit In Line I Finally Got Approved Any Tips From Veteran Apple Card Users R Applecard

The Apple Card s credit score requirement is good.

. Its good to note that the Apple Card credit score requirement is comparable to that of similar cards on the market. Equifax Experian and TransUnion. Enjoy Cardholder Benefits Such As 0 Fraud Liability and No Foreign Transaction Fees.

I very seriously considering a. 716 3724 indicates some issuer and country-specific information. The basic range of credit score categories are as follows.

Use Our Risk-Free Tool See Pre-Approved Offers Before Applying. 3 is the Luhn checksum. There are two ways to opt in to build credit with Apple Card Family.

Id like to see about getting an Apple Card but I am concerned about getting rejected due to my credit score. Now in chases newest update they dont go thru TransUnion anymore so now I can only view my credit report and all just for my chase card account. I have taken out student loans federal and private that amount to.

With my 800 credit score I got 1000 usd credit limit not even enough for. The Apple Cards credit score requirement is good. The Apple Card now affects your credit score with all three major US credit rating agencies.

20 votes 95 comments. Balances on accounts too high compared to original CCloan amounts and 2. Intro fee of either 5 or 3 of the amount of each transfer whichever is greater on transfers made within 60 days.

Its currently 543 and my bank gave me two reasons. Lack of real estate secured loan. While its possible to be approved with a lower score due to a high income or other positive factors its best to not take the risk.

I had decent numbers going in 768 TU Score and the offer I received at application was 10k SL at 1324 APR- which I thought was pretty good. Balances on accounts too high compared to original CCloan amounts and 2. When you accept an invitation to become a participant you can opt in to credit reporting.

So I have 2 cards the Apple Card and a chase card. When I went thru chase to check my score it was powered by TransUnion so I could always check my score with both of my credit accounts included. How to build credit history with Apple Card Family.

Credit limits and Credit Scores post here. 17th 2020 703 am PT. Today is October 24th 3 days after the one Goldman sent me but it doesnt make a difference because CreditKarma updates their scores every 7 days and as you can see the score for TransUnion.

This article highlights a number of factors that Goldman Sachs uses in combination to make credit decisions but doesnt include all of the details factors scores or other. Its good to note that the Apple Card credit score requirement is comparable to that of similar cards on the market. Id like to see about getting an Apple Card but I am concerned about getting rejected due to my credit score.

Balance transfer fee. Id like to see about getting an Apple Card but I am concerned about getting rejected due to my credit score. RAppleCard Reddit Not sure of current score but a few years ago was 820.

Its currently 543 and my bank gave me two reasons. Its currently 543 and my bank gave me two reasons. So what credit score is needed for an Apple Card.

Apple Card offers an APR between 1324 and 2424 based on your credit score and all approved cardholders will be placed at the bottom of the interest tier they fall into which will save everyone a little bit of interest. Credit Karma Member. Its currently 543 and my bank gave me two reasons.

I just applied the Apple Card through my phone. Even though the Apple Card doesnt charge fees keep in mind that it does charge interest on balances that arent paid in full. Balances on accounts too high compared to original CCloan amounts and 2.

Sign in to view your Apple Card balances Apple Card Monthly Installments make payments and download your monthly statements. 7357 409 is the internal to the issuer account number. Balances on accounts too high compared to original CCloan amounts and 2.

Got 1299 and 10K limit for Apple Card edit. Id like to see about getting an Apple Card but I am concerned about getting rejected due to my credit score. I accepted and the Family Share is a nice feature for the kids to have a backup emergency use option on their phone.

A score below 580 is. But to my surprise they ended up approving me only a 250 limit. I have taken out student loans federal and private that amount to.

So I was actually shocked I applied expecting to be denied for sure. I am a 21 yo third year college student who has never had a credit card nor have I applied for one. Permalink Report Abuse.

While its possible to be approved with a lower score due to a high income or other positive factors its best to not take the risk. 4 indicates that its a Visa brand. If you dont opt in when you accept the invitation to become a participant you can opt in at any time on your iPhone.

Goldman Sachs 1 uses your credit score your credit report including your current debt obligations and the income you report on your application when reviewing your Apple Card application. First the most commonly used credit score range is 300 850. My credit score was only 524 at applying I did it anyways because I heard Apple offered help with a path to Apple Card basically advice on how to build credit for people with poor credit.

I have a 810 credit score with 8 years of credit history and I was denied for the apple card 2 months ago I ended up reapplying and increased the income and was approved with 1599 APR. Lack of real estate secured loan. Here is the breakdown for a made-up Visa card number 4716 3724 7357 4093.

Lack of real estate secured loan. The cards variable APR ranges from 1099 to 2199.

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What A Silly Way To Display Charges And Credits I Had A 875 70 Auto Payment Credited Today This Is What I See In My Apple Card Statement That Does Not Show The